budgethelp.co.za

Filed under: Budgeting & Planning, Family Finances, Health, House & Home, Retirement and RRSPs

Odds are, there’s an important document or two that you know you should have, but that you just haven’t gotten around to getting yet.

Check out our gallery to see how many of these 10 must-have documents are in your possession — and which ones it’s time for you to take action on. Having them handy is bound to help you sleep better at night.

SLIDESHOW: CLICK BELOW TO LAUNCH GALLERY

The 10 Vital Documents Every Grown-Up Should Have originally appeared on Walletpop Canada on Fri, 18 May 2012 11:23:00 EST. Please see our terms for use of feeds.

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Filed under: Economizer, House & Home, Saving, Going Green

With summers getting hotter and drier, homeowners should think about how they can conserve more water – in their homes and in the garden. It’s easy to put these practices to work and that will pay off big time when it comes to your water bills. This is especially true now that many municipalities are moving to a consumption based model, where homes are metered and charged accordingly.

In Toronto for example, a typical monthly bill for a single family home runs about 600 dollars. But the city has had a long-term plan to increase water rates by 9 per cent each year through 2012. And like everything else, water costs are only going to rise, so start saving with these easy-to-implement fixes.

SLIDESHOW: 10 EASY WAYS TO CUT YOUR WATER BILL

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Related Stories:
How to Conserve Water and Save Money
Money Down the Drain: Why Bottled Water is Bad

10 Ways to Shrink Your Water Bill originally appeared on Walletpop Canada on Fri, 18 May 2012 10:00:00 EST. Please see our terms for use of feeds.

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Filed under: Buyer Beware, Shopping, Weird & Wonderful

From Daily Finance.com

A 47-year-old man was bitten by a rattlesnake in the outdoor garden department of a Walmart (WMT) store in Lewiston, Idaho, this week. The rattlesnake latched onto the man’s hand, prompting him to scream, shake the snake loose, and then stomp it to death.

A peculiar incident, yes, but hardly the first odd thing to occur at one of the retailer’s 3,878 U.S. locations: Strange things seem to happen in Walmart stores all the time.

True, Walmart is the United States’ biggest retailer, which gives it plenty of opportunities to play host to weird happenings, but even given that, the stores seem to exist in a parallel, Twilight Zone universe where such odd episodes are bound to ensue. One can almost picture Rod Serling in a blue Walmart vest, suavely greeting customers by the sliding doors, and introducing the strange tales about to unfold.

Click the image below to see a few of the bizarre incidents that have played out at Walmart stores.

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Weird-Mart: Bizarre Tales from Walmart’s Aisles originally appeared on Walletpop Canada on Thu, 17 May 2012 14:00:00 EST. Please see our terms for use of feeds.

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Filed under: Daily Deal

The Bay is having a one-day flash sale on luggage today, Wednesday May 16, from now until 6 p.m. EST.

Luggage Flash Sale at the Bay originally appeared on Walletpop Canada on Wed, 16 May 2012 15:03:00 EST. Please see our terms for use of feeds.

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Filed under: Buyer Beware, Consumer Complaints, Technology

It’s not as if smartphones were bidding good-bye, but their popularity has been sinking lately.

Thus a report by British international marketing research company, Intersperience.

Why? Simply because the technology hasn’t been keeping up with the Joneses, such as tablets, laptops, PCs, and other such paraphernalia.

What’s going on? Simple: smartphones’ access speed to the Internet hasn’t slowed down, but all the other equipment has found ways to speed up. And since we live in the era of institutionalized impatience, the dip in smartphone popularity has been inevitable.

Continue reading Does the Bell Toll for Smartphones? Not Really, But They Have Some Catching Up to Do

Does the Bell Toll for Smartphones? Not Really, But They Have Some Catching Up to Do originally appeared on Walletpop Canada on Tue, 15 May 2012 13:32:00 EST. Please see our terms for use of feeds.

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Filed under: Buyer Beware, Credit Cards, Fraud, Identity Theft, Technology, Travel, Holidays

Life’s tough. And dangerous. Even when you go on vacation. Why? Forgot to shut the windows? Or turn the bathtub faucet off?

No. It’s the high-technology you own that’s causing you wrinkles.

It doesn’t have to.

High-tech devices and their use anywhere, even in the midst of a five-star resort, can bring untold troubles upon you. Especially if you resort to using your credit cards and communicating with others, using WiFi services you’re not familiar with.

Here are some basic instructions to keep your mind at ease (and your devices safe).

Continue reading High-Tech Devices Do Not Travel Well

High-Tech Devices Do Not Travel Well originally appeared on Walletpop Canada on Tue, 15 May 2012 12:30:00 EST. Please see our terms for use of feeds.

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Filed under: Budgeting & Planning, Economizer, Family Finances, Saving

A little extra money is always a good thing.

When I was a kid, I remember my Dad getting frustrated by my continued requests for things – he would ignore me for awhile, and then would say – so who’s going to pay for that?

With summer holidays soon upon us, parents are feeling the burden of their children’s wants and desires for summer, but does it have to be just Mum and Dad paying for everything?

Families who want to help kids understand the value of a loonie or toonie can make a plan to help everyone lean how to save money, and create a family slush fund.

Continue reading Create a Slush Fund – How to Get the Whole Family Involved

Create a Slush Fund – How to Get the Whole Family Involved originally appeared on Walletpop Canada on Tue, 15 May 2012 12:15:00 EST. Please see our terms for use of feeds.

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Filed under: Entrepreneurship, Investing, Small Business

Small businesses must have had it up to here with all the paperwork they’ve got to go through to be able to open their doors – and keep them open afterwards, so long as there is enough custom.

All that at a time when the prevailing thought is we should have gone paperless long ago.

Enter BizPaL. That’s an online business permit and licence service that saves time spent on paperwork and helps entrepreneurs start up faster.

While general readers might question the need for licences and permits in the first place, they exist. And so long as we do not raise a revolution against them, might as well make the process as efficient as possible.

Continue reading BizPaL Helps Small Business Cut Through Government Red Tape

BizPaL Helps Small Business Cut Through Government Red Tape originally appeared on Walletpop Canada on Tue, 15 May 2012 11:10:00 EST. Please see our terms for use of feeds.

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Filed under: Daily Deal

Save 30 per cent on women’s fashion at the Bay. There’s also a 50 per cent discount on women’s dresses. Happy shopping!

Save at the Bay originally appeared on Walletpop Canada on Tue, 15 May 2012 11:02:00 EST. Please see our terms for use of feeds.

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Filed under: Economizer, Travel, Weddings

By Ross Kenneth Urken

Daily Finance

Gary Schaeffer dreamed of golden Italian sunshine, succulent tomatoes Caprese and picture-perfect vistas.

In May 2009, when he was set to marry for the second time, he wanted to spend a little less — or more specifically, spend differently on an event more focused on himself and his wife-to-be.

“I had done the big wedding and gone and spent too much on other people,” said the retired Goldman Sachs exec.

Continue reading Staged Elopements: Dream Weddings Without Nightmare Price Tags

Staged Elopements: Dream Weddings Without Nightmare Price Tags originally appeared on Walletpop Canada on Tue, 15 May 2012 10:00:00 EST. Please see our terms for use of feeds.

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